Terms of Service

1. ELIGIBILITY

You must be at least 18 years old and legally capable of entering into a binding agreement to use the Service.

By using the Service, you represent and warrant that:

1. you are at least 18 years old;
2. the information you provide is accurate and complete;
3. you have the legal authority to accept these Terms; and
4. your use of the Service will comply with applicable laws and regulations.

The Service is not intended for children.

2. DESCRIPTION OF THE SERVICE

OQ Market Analytics provides informational and educational market analytics, including dashboards, market-regime classifications, volatility and average true range analyses, rankings, historical statistics, price levels, projected values, exchange-traded fund mappings, and related analytical information.

The availability, content, design, methodology, frequency, scope, and features of the Service may change over time.

We may add, remove, suspend, revise, or discontinue any feature or portion of the Service at any time, subject to applicable law.

3. ACCOUNT REGISTRATION

Certain portions of the Service require an account.

You agree to:

1. provide accurate and current account information;
2. maintain the confidentiality of your login credentials;
3. promptly notify us of suspected unauthorized access;
4. use only the account assigned to you; and
5. accept responsibility for activity conducted through your account.

You may not share, sell, transfer, sublicense, or permit another person to use your account.

We may suspend access when we reasonably believe an account has been compromised, shared, misused, or used in violation of these Terms.

4. SUBSCRIPTIONS

The Service may be offered under monthly, annual, promotional, or other subscription plans.

The applicable price, billing frequency, and material subscription terms will be displayed before purchase.

By purchasing a subscription, you authorize OQ Market Analytics and its payment processor to charge the applicable subscription fee, taxes, and other disclosed charges to your selected payment method.

Unless otherwise stated during checkout, subscriptions automatically renew at the end of each billing period until canceled.

A monthly subscription generally renews each month.

An annual subscription generally renews each year.

The exact renewal date may be shown in your account, billing portal, receipt, or Stripe-hosted checkout materials.

5. AUTOMATIC RENEWAL AUTHORIZATION

By purchasing a recurring subscription, you expressly authorize us and our payment processor to charge your payment method automatically at the beginning of each renewal period until the subscription is canceled.

You are responsible for maintaining a valid payment method.

We may retry failed payments, suspend access, or terminate a subscription when payment cannot be completed.

6. PRICING AND PRICE CHANGES

Current prices are displayed before purchase.

We may change subscription prices prospectively. When required by law, we will provide advance notice before a changed price applies to a renewal.

Promotional, introductory, or discounted pricing may be limited by time, availability, account, plan, or eligibility.

Unless expressly stated otherwise, a promotional subscription renews at the regular price disclosed during checkout or in the applicable promotion.

7. PAYMENT PROCESSING

Payments are processed by Stripe or another third-party payment processor.

We do not ordinarily receive or store your complete payment-card number.

Your use of Stripe-hosted payment services may also be governed by Stripe's applicable terms and privacy notices.

You authorize us to share information with our payment processor as reasonably necessary to process payments, manage subscriptions, prevent fraud, provide billing support, and comply with law.

8. CANCELLATION

You may cancel your subscription through the Stripe Billing Portal or another cancellation method we make available.

Unless otherwise stated:

1. cancellation prevents future automatic renewal charges;
2. cancellation normally becomes effective at the end of the current paid billing period;
3. you ordinarily retain access until the end of the current paid billing period; and
4. cancellation does not ordinarily produce a prorated refund.

If an immediate cancellation option is offered and selected, access may terminate immediately.

You are responsible for completing the cancellation process. Merely stopping use of the Service, deleting a browser cookie, signing out, or removing a payment method may not cancel the subscription.

9. REFUNDS

Except where required by law or expressly stated otherwise, subscription payments are generally non-refundable after they are charged.

Cancellation ordinarily prevents future charges but does not create a prorated refund for the current billing period.

We may issue a full or partial refund at our discretion for matters such as:

1. duplicate charges;
2. verified billing errors;
3. unauthorized charges reported promptly;
4. an extended outage that materially prevented paid access; or
5. other circumstances required by applicable law.

Any discretionary refund does not obligate us to provide the same refund in another case.

Additional details may be provided in our Refund Policy, which is incorporated into these Terms by reference.

10. ACCESS FOLLOWING CANCELLATION

A subscription may remain in an active status while cancellation is scheduled for a future date.

When a cancellation is scheduled for the end of a paid period, access normally remains available until Stripe changes the subscription to a status that no longer qualifies for access.

A canceled, unpaid, expired, incomplete, or otherwise ineligible subscription may be denied access.

11. RESUBSCRIPTION

A former subscriber may be permitted to purchase a new subscription.

A resubscription may create a new Stripe subscription identifier and may be governed by the price and terms offered at the time of the new purchase.

Previous promotional pricing, grandfathered pricing, or canceled-plan terms are not guaranteed to remain available.

12. INFORMATIONAL AND EDUCATIONAL PURPOSES ONLY

The Service is provided solely for informational, analytical, and educational purposes.

The Service does not provide personalized investment, financial, legal, tax, accounting, trading, brokerage, or other professional advice.

OQ Market Analytics is not acting as your:

1. investment adviser;
2. broker-dealer;
3. commodity trading adviser;
4. financial planner;
5. fiduciary;
6. tax adviser; or
7. attorney.

No information made available through the Service creates an advisory, brokerage, fiduciary, agency, or professional-client relationship.

13. NO RECOMMENDATION OR SOLICITATION

Nothing in the Service constitutes or should be interpreted as:

1. a recommendation to buy, sell, hold, short, or trade any asset;
2. an offer to sell or solicitation of an offer to buy a security;
3. personalized investment advice;
4. a representation that an investment or strategy is suitable for you; or
5. a guarantee of investment results.

Dashboard rankings, signals, alerts, regime labels, ATR levels, projected prices, stop levels, risk-reward values, historical statistics, and ETF mappings are analytical outputs only.

You are solely responsible for your investment and trading decisions.

14. TRADING AND INVESTMENT RISK

Trading and investing involve substantial risk of loss, including the possible loss of all capital committed.

Past performance, historical relationships, simulations, rankings, regime classifications, and backtested results do not guarantee future performance.

Actual results may differ materially because of factors including:

1. changing market conditions;
2. volatility;
3. market gaps;
4. liquidity;
5. bid-ask spreads;
6. slippage;
7. transaction costs;
8. taxes;
9. delayed execution;
10. broker limitations;
11. data errors; and
12. events that are not reflected in historical data.

You should consult appropriately licensed professionals before making investment, trading, tax, legal, or financial decisions.

15. LEVERAGED AND INVERSE PRODUCTS

The Service may identify or display leveraged, inverse, long, or short exchange-traded products.

These products may involve heightened risk and may be designed to achieve stated objectives over a single trading day.

Compounding, volatility, fees, tracking differences, and holding periods may cause their performance over periods longer than one day to differ materially from the stated multiple or inverse relationship.

Any displayed "Trade ETF" or similar mapping is informational and is not a recommendation.

16. DATA ACCURACY AND TIMELINESS

The Service may rely on data received from third parties.

Market information may be delayed, incomplete, inaccurate, duplicated, misclassified, revised, interrupted, or unavailable.

The date or time displayed on a dashboard may reflect the generation time of the dashboard and not the precise time of every underlying market value.

We do not warrant that:

1. data is real-time;
2. all markets or instruments are covered;
3. information is error-free;
4. signals will be delivered before a market movement;
5. displayed prices are executable; or
6. the Service will always be current or available.

You should independently verify information before acting on it.

17. DASHBOARD FRESHNESS

We use operational safeguards intended to prevent materially stale dashboard content from being served.

These safeguards do not guarantee that every value is current, complete, accurate, or appropriate for a particular use.

The Service may be temporarily unavailable when dashboard data cannot be verified as sufficiently recent.

18. USER RESPONSIBILITY

You are solely responsible for:

1. conducting independent research;
2. evaluating the suitability of any transaction;
3. determining position sizes;
4. establishing risk controls;
5. placing and reviewing orders;
6. monitoring investments and positions;
7. understanding the products you trade;
8. complying with applicable laws and account restrictions; and
9. obtaining professional advice when appropriate.

19. PERMITTED USE

Subject to these Terms, we grant you a limited, personal, non-exclusive, non-transferable, revocable right to access the Service during an eligible subscription period.

You may use the Service only for your own lawful, internal, informational purposes.

20. PROHIBITED USE

You may not:

1. share account credentials or permit unauthorized account access;
2. copy, republish, distribute, sell, license, sublicense, or commercialize the Service;
3. scrape, crawl, index, harvest, or systematically extract Service content or data;
4. use automated tools to access the Service without written permission;
5. reproduce dashboards or substantial portions of their content;
6. reverse engineer, decompile, or attempt to derive source code or proprietary methodologies;
7. remove copyright, trademark, attribution, or proprietary notices;
8. circumvent authentication, subscription, usage, or security controls;
9. interfere with the operation or security of the Service;
10. introduce malware or harmful code;
11. impersonate another person;
12. use the Service unlawfully; or
13. use Service content to create a competing commercial database, signal service, dashboard, or analytics product.

Reasonable personal screenshots or records may be retained for your own noncommercial use, but may not be redistributed publicly or commercially without permission.

21. INTELLECTUAL PROPERTY

The Service, including its software, designs, layouts, dashboards, graphics, text, compilations, calculations, selection and arrangement of information, branding, and proprietary methodologies, is owned by or licensed to OQ Market Analytics and is protected by applicable intellectual-property laws.

These Terms do not transfer ownership of any intellectual property to you.

"OQ Market Analytics," "ObsessedQuant," associated logos, and related branding may be trademarks or service marks of OQ Market Analytics.

22. THIRD-PARTY SERVICES

The Service may rely on or link to third-party services, including authentication, payment-processing, hosting, market-data, analytics, email, notification, and cloud-computing providers.

We are not responsible for third-party services, content, availability, security, policies, or conduct.

Your use of a third-party service may be subject to that provider's terms and policies.

23. SERVICE AVAILABILITY

We do not guarantee uninterrupted or error-free access.

The Service may be unavailable because of:

1. maintenance;
2. software changes;
3. data-provider failures;
4. network failures;
5. cloud-service incidents;
6. security events;
7. market closures;
8. force-majeure events; or
9. circumstances beyond our reasonable control.

We may suspend access temporarily to protect customers, systems, data, or the integrity of the Service.

24. SUSPENSION AND TERMINATION

We may suspend or terminate access when:

1. payment is overdue or unsuccessful;
2. you violate these Terms;
3. your use creates security, legal, operational, or reputational risk;
4. we reasonably suspect fraud, abuse, scraping, account sharing, or unauthorized access;
5. we are required to do so by law; or
6. the Service is discontinued.

Termination does not eliminate obligations that arose before termination.

Sections intended by their nature to survive termination will survive, including provisions concerning payments, intellectual property, disclaimers, liability, indemnification, and disputes.

25. USER COMMUNICATIONS

You consent to receive transactional communications related to your account, subscription, payment, security, support requests, and Service operation.

Marketing communications, when offered, are subject to applicable law and any separate consent or opt-out rights.

You are responsible for keeping your email address current.

26. PRIVACY

Our collection and use of personal information are described in our Privacy Policy, available at:

https://alerts.obsessedquant.com/legal/privacy.html

The Privacy Policy is incorporated into these Terms by reference.

27. DISCLAIMER OF WARRANTIES

TO THE MAXIMUM EXTENT PERMITTED BY LAW, THE SERVICE IS PROVIDED "AS IS" AND "AS AVAILABLE."

OQ MARKET ANALYTICS DISCLAIMS ALL EXPRESS, IMPLIED, AND STATUTORY WARRANTIES, INCLUDING WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, TITLE, NON-INFRINGEMENT, ACCURACY, RELIABILITY, AVAILABILITY, TIMELINESS, AND RESULTS.

WE DO NOT WARRANT THAT THE SERVICE WILL BE UNINTERRUPTED, SECURE, ERROR-FREE, COMPLETE, PROFITABLE, OR SUITABLE FOR YOUR NEEDS.

Some jurisdictions may not permit certain warranty exclusions, so portions of this section may not apply to you.

28. LIMITATION OF LIABILITY

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OQ MARKET ANALYTICS LLC AND ITS OWNERS, OFFICERS, EMPLOYEES, CONTRACTORS, AFFILIATES, LICENSORS, AND SERVICE PROVIDERS WILL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, EXEMPLARY, OR PUNITIVE DAMAGES, OR FOR ANY LOSS OF PROFITS, REVENUE, DATA, GOODWILL, INVESTMENT VALUE, TRADING CAPITAL, OR BUSINESS OPPORTUNITY.

TO THE MAXIMUM EXTENT PERMITTED BY LAW, OUR TOTAL AGGREGATE LIABILITY ARISING OUT OF OR RELATING TO THE SERVICE OR THESE TERMS WILL NOT EXCEED THE GREATER OF:

1. THE AMOUNT YOU PAID TO OQ MARKET ANALYTICS DURING THE SIX MONTHS PRECEDING THE EVENT GIVING RISE TO THE CLAIM; OR
2. ONE HUNDRED U.S. DOLLARS.

These limitations apply regardless of the legal theory and even if a party was advised that damages were possible.

Some jurisdictions may not allow certain liability limitations, so portions of this section may not apply to you.

29. INDEMNIFICATION

To the extent permitted by law, you agree to defend, indemnify, and hold harmless OQ Market Analytics LLC and its owners, officers, employees, contractors, affiliates, and service providers from claims, liabilities, damages, judgments, losses, costs, and expenses, including reasonable attorneys' fees, arising from:

1. your violation of these Terms;
2. your unlawful or unauthorized use of the Service;
3. your infringement of another person's rights;
4. your investment or trading activity; or
5. content or information you submit to us.

30. GOVERNING LAW

These Terms are governed by the laws of the State of Texas, without regard to conflict-of-law principles.

The United Nations Convention on Contracts for the International Sale of Goods does not apply.

31. DISPUTE RESOLUTION

Before filing a formal claim, you and OQ Market Analytics agree to make a good-faith effort to resolve the dispute informally.

A party initiating a dispute should send written notice describing the issue and requested resolution.

Notices to OQ Market Analytics should be sent to:

obsessedquant@gmail.com 8106 Whisper Point Dr. Houston, TX 77040

The parties will allow at least 30 days after receipt of the notice to attempt informal resolution.

Choose one of the following approaches after consultation with counsel:

COURTS

Any legal proceeding arising from these Terms will be brought in the state or federal courts located in Harris county, Texas, and each party consents to jurisdiction and venue there.

32. CHANGES TO THESE TERMS

We may update these Terms from time to time.

The revised Terms will display a new "Last Updated" date and version.

When required by law or when changes are material, we may provide additional notice through the Service, email, or another reasonable method.

Your continued use after the effective date of revised Terms constitutes acceptance to the extent permitted by law.

Changes will not retroactively alter resolved payment obligations or rights where prohibited by law.

33. ASSIGNMENT

You may not assign or transfer these Terms or your account without our written consent.

We may assign these Terms in connection with a merger, acquisition, reorganization, financing, sale of assets, or transfer of the Service.

34. SEVERABILITY

If a provision of these Terms is found unenforceable, that provision will be modified to the minimum extent necessary or severed, and the remaining provisions will remain effective.

35. WAIVER

Failure to enforce a provision is not a waiver of the right to enforce it later.

A waiver must be in writing and signed by an authorized representative of OQ Market Analytics.

36. ENTIRE AGREEMENT

These Terms, together with the Privacy Policy, Subscription and Cancellation Policy, Refund Policy, Investment Disclaimer, Risk Disclosure, and any checkout disclosures, constitute the agreement between you and OQ Market Analytics concerning the Service.

If a plan-specific checkout term directly conflicts with a general provision in these Terms, the clearly disclosed plan-specific term controls for that purchase.

37. CONTACT INFORMATION

OQ MARKET ANALYTICS LLC

Support Email: obsessedquant@gmail.com

Legal Notices Email: obsessedquant@gmail.com

Mailing Address: 8106 Whisper Point Dr. Houston, TX 77040

Website: https://alerts.obsessedquant.com